Just went out and bought a Focusrite Scarlett Solo audio interface ($100). Set it up and, after a few hiccups, it seems to be running OK. No more crackling, no more clipping of my sound files, although the mouse delay has not improved. I am set to 3 output pre-load buffers and 1 in. From what I've gathered, they should be set the same, but this seems to be providing the least delay.
Now PLEASE do not make any more suggestions to make it work better!!!! I am too impressionable to resist trying just "one more tweak," and that's what rendered my previously working interface useless.
Of course, you will see me whining all over again if this thing craps out, but for now, thank you all for allowing me my growing pains and for all your assistance.
TM
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